Busy restaurant full of customers
Merchant services for California businesses

Keep more of every sale.

We reduce your processing rate, set up your payments, and look after you with real local support. Start with a free statement review.

  • We reduce your processing rate
  • Free statement review
  • Local support that answers
We set up & supportCloverValor PayTechDejavooIngenicoFiserv
Our promise

We reduce your processing rate. Simple.

Most businesses pay more than they need to on every card payment. Send us a recent statement and we'll go through it line by line, then show you exactly how much you could save before you switch.

  • A lower rate on every card you take
  • Clear pricing you can actually understand
  • We handle the switch for you
See how much you'll save →
✓Free review
Your statement reviewWise Payments
Processing rate Reduced
Monthly fees Checked
Equipment costs Checked
Hidden charges Flagged
Your new rateLower ↓
Limited offer

Switch to us and get $1,000 off a new POS

Move your card processing to Wise Payments: we reduce your processing rate and take $1,000 off a complete new POS system.

Claim my $1,000 off →
POS system
How it works

Switching is easy. Saving starts right away.

Send your statement

Share a recent processing statement, or just call us and we'll talk it through.

We reduce your rate

We show you your new, lower rate and exactly what you'll save. No obligation.

We set everything up

Equipment programmed and delivered, ready to use. We handle the switch for you.

Keep more of every sale

Start saving straight away, with local support whenever you need us.

Customer story

How Mumbai Express cut costs and upgraded their POS

Mumbai Express, a busy food truck, wanted lower costs and a better way to take payments. We reduced their processing rate with their own merchant rates, set them up with a Clover Duo, and built their website, saving them a lot of money.

  • Lower merchant rates
  • Clover Duo POS installed and set up
  • A new website built by our team
Mumbai Express food truck
Happy business owner
Why Wise Payments

A real partner, not a call centre

Lower rates, explained clearly

We reduce your processing rate and explain every fee in plain English.

Local support, 24/7

Call us and talk to a real person who knows your business.

Fast, done-for-you setup

Most businesses are taking payments within 5–7 business days.

Covered by warranty

One-year manufacturer's warranty, with free replacement of faulty devices.

FAQ

Questions? We've got answers.

How do you reduce my processing rate?

We review your current statement, compare every rate and fee, and set you up with pricing built for your business. We show you the savings before you switch, so you know exactly what you're getting.

Is the statement review really free?

Yes. There's no cost and no obligation to switch.

How does the $1,000 off offer work?

Move your card processing to Wise Payments and get $1,000 off a full new POS system. Contact us and we'll walk you through the details.

How long does it take to get set up?

Devices ship within 2–3 business days after approval. Most customers are fully set up and taking payments within 5–7 business days.

Which payments can I accept?

All major credit and debit cards, plus Apple Pay and Google Pay. We can also set you up for online payments and invoicing.

Am I locked into a long contract?

Some plans are month-to-month, and others offer savings for an annual commitment. We'll explain your options clearly before you sign anything.

Free rate review

Find out how much you're overpaying

Tell us about your business and we'll get back to you within one business day with your free rate review. No obligation.

Get my free rate review

Free and no obligation. We'll never share your details.