Payments that work
as smart as you do
Fast, affordable card machine & POS solutions built for every kind of business. Start taking payments today — no setup headaches.
Everything your business needs
to get paid faster
From the first tap to the final settlement — we handle it all, so you can focus on your customers.
Smart Card Machines
Sleek, portable terminals that accept all major cards, contactless and mobile wallets. Built for speed at the counter.
Same-Day Settlement
Your money lands in your account the same business day. No waiting 3 days — cash flow, sorted.
Real-Time Analytics
A powerful dashboard showing every sale, refund, and trend — accessible from your phone or computer 24/7.
Bank-Grade Security
PCI DSS Level 1 compliant. Every transaction is encrypted end-to-end, protecting you and your customers.
Full POS Systems
Need more than a card reader? We offer complete point-of-sale setups with inventory, receipts, and staff management.
Merchant Cash Advance
Get up to £500K in working capital based on your card takings — no business plan, no fixed repayments.
Up and running in under 24 hours
We've stripped out every bit of friction. Most merchants take their first payment the same day they apply.
Apply online in 5 minutes
Fill in a quick form — no paperwork, no branch visits. We verify you in the background instantly.
Choose your hardware
Pick the card machine or POS bundle that fits your business — countertop, portable, or mobile.
We ship or set up same day
Your terminal arrives pre-configured. Just plug in and take your first payment.
Get paid and grow
Settlements hit your bank daily. Use our dashboard to track sales and unlock financing when you're ready.
Built for your kind of business
Whatever you sell, wherever you sell it — WisePay has a solution tailored for your sector.
Retail Stores
Beauty & Wellness
Restaurants & Cafés
Hospitality & Hotels
Convenience & Grocery
Mobile Businesses
Education & Nonprofits
Professional Services
No hidden fees. Ever.
Pick the plan that fits your volume. Cancel or switch at any time.
- 1 card machine included
- Contactless & chip & PIN
- Next-day settlements
- Basic analytics dashboard
- Email support
- Up to 3 card machines
- Same-day settlements
- Advanced analytics & reports
- MCA eligibility
- Priority phone & chat support
- Unlimited terminals
- Rates from 0.4%
- Dedicated account manager
- API integrations & webhooks
- SLA-backed uptime
Businesses that trust WisePay
"Switched from our old provider and haven't looked back. Setup was genuinely done in an afternoon, and settlements hit the next morning."
"The merchant cash advance saved us during our quiet season. No forms, no fuss — had the money in 48 hours based on our card takings."
"Our restaurant runs three terminals off one dashboard. Real-time sales data means I can make decisions on the fly. Absolute game changer."